I've been declined for health insurance can you help?

YES.  IF your COBRA coverage is expiring, Inclusive Health may be an option for you now.  If not, Open Enrollment begins under Health Care Reform on 10/1/13 to 12/7/13 for a 1/1/14 effective date.  Underwriting will no longer be based on health but on three variables: smoking, age, and geographic location.